I’m a landlord – so when I bought our buildings and decided to commit to renting them out, the first thing I did was look at how I’d insure the buildings and who to use.  There is a vast array of Landlord building insurance out there, and one of the things I discovered, very early on was that insurance was difficult, if not impossible to track down with any reliable level of service for my building, and that concerned me when it came to insurance.

Landlord building insurance to the rescue

One of the things I really didn’t like about many of the things I was quoted for was the idea that I was insuring against my tenants causing damage.  I mean, I know accidents happen, but insuring against them, though common sense, felt kind of like I was expecting it to happen.
And as it turned out it did.  Our landlord building insurance covered us when the block of flats our building was in was gutted by fire.  It covered us when we needed to ensure that the tenant – who lost everything and had insurance of his own – needed rehoused.  We felt that this was only fair and couldn’t have done it without our Landlord building insurance.  I recommend it for any landlord.